Examine this Great American Legends7 CA Annuity for a 63YO California Dual (Joint) Couple. It starts using a Contract Value of $100K to generate maximum one tax-deferred lifetime income for both spouses, and it continues with last surviving spouse. A Benefit Rider was added into this contract for enhanced income, and the optimal suggested income start date is after 10 years. You would not use this annuity for pure accumulation, and ideally, you would not want to surrender this annuity.
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